The Awareness of Sharia Financial Literacy in The Quarter-Life Phase

Alfina Rahmatia, Arief Dwi Saputra

Abstract


Nowadays, there are enormous challenges toward this era, especially the young generation between 20 and first 30 years old who will face a quarter-life crisis phase in which one of the causes is literate or not literate to finance. The grand objective of this research is to analyze gender, income per month, and marital status toward the awareness level to sharia financial literacy in the quarter-life crisis phase for IAIN Palangka Raya Alumni on 2010-2015. Primary data applied in this study are compiled from questionnaires and interviews with mixed methods. This research uses multiple regression with SPSS application, while the interview data uses descriptive analysis. The result reveals that gender and income per month have no significant influence on the awareness level of sharia financial literacy, but marital status has a significant influence on the awareness level of sharia financial literacy for IAIN Palangka Raya Alumni on 2010-2015.

Keywords


Sharia financial literacy, Quarter-life crisis

Full Text:

PDF

Article Metrics

Abstract view : 706 times | PDF view : 382 times

References


A Stable Marriage Requires Communication. Gonczarowski, Yanni A., et al. 2016. 2016, Games and Economic Behaviour, p. 4.

A Study on Financial Literacy and Its Determinants among Gen Y Employees in Coimbatore City. Sekar and Gowri. 2015. 2015, Great Lakes Herald, pp. 34-45.

Abdillah, Willy and Hartono, Jogiyanto. 2015. Partial Least Square (PLS) - Alternative Structural Equation Modeling (SEM) dalam Penelitian Bisnis. Yogyakarta : Penerbit Andi, 2015.

Abdullah, Daud Vicary. 2012. Buku Pintar Keuangan Syariah. Jakarta : Zaman, 2012.

Algifari. 2015. Analisis Regresi Untuk Bisnis dan Ekonomi. Yogyakarta : BPFE-Yogyakarta, 2015.

An Analysis of Personal Financial Literacy Among College Students. Chen, Haiyang and Volpe, Ronald P. 1998. s.l. : Financial Services Review, 1998.

Analisis Literasi Keuangan Mahasiswa S-1 Fakultas Ekonomika dan Bisnis Universitas Diponegoro Angkatan 2014-2017. Sakinah, Gina and Mudakir, Bagio. 2018. 2018, Jurnal Dinamika Ekonomi Pembangunan, p. 14.

Ba, Initial. 2019. Financial Literacy. [interv.] Alfina Rahmatia. June 11, 2019.

Bank, World. 2019. Global Financial Index. [Online] February 13, 2019. http://globalfindex.worldbank.org.

Basuki, Agus Tri. 2015. Regresi dalam Penelitian Ekonomi dan Bisnis. Yogyakarta : Danisa Media, 2015.

BI. 2019. Keuangan Inklusif Indonesia. Bank Indonesia. [Online] February 13, 2019. https://www.bi.go.id/id/perbankan/keuanganinklusif/Indonesia/Contents/.

Creswell, John W. 2016. Research Design Pendekatan Kualitatif, Kuantitatif dan Campuran. Yogyakarta : Pustaka Pelajar, 2016.

Data Publish. Katadata. [Online] November 11, 2018. https://databoks.katadata.co.id/datapublish/2018/05/18/2018-jumlah-penduduk-indonesia-mencapai-265-juta-jiwa .

De, Initial. 2019. Financial Literacy. [interv.] Alfina Rahmatia. June 12, 2019.

Decomposing Gender Gaps in Financial Literacy: New International Evidence. Cupák, Andrej, et al. 2018. 2018, Economics Letters, p. 5.

Experience Wears The Trousers: Exploring Gender and Attitude to Financial Risk. Brooks, Chris, et al. 2019. 2019, Journal of Economic Behavior and Organization, p. 504.

Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: An Empirical Study. Haider, Muhammad Jamal, et al. 2018. 2018, Arab Economic and Business Journal, Holy Spirit University of Kaslik, p. 28.

Factors Determining Islamic Financial Literacy Among Undergraduates. Abdullah, Mohamad Azmi. 2017. Kuala Lumpur : Journal of Emerging Economies and Islamic Research, 2017, p. 70.

Factors that Influence The Level of Financial Literacy Among Young People: The Role of Parental Engagement and Students' Experiences with Money Matters. Moreno-Herrero, Dolores, Salas-Velasco, Manuel and Sánchez-Campillo, José. 2018. 2018, Children and Youth Services Review, p. 347.

Financial Literacy and Family Communication Patterns. Hanson, Thomas A. and Olson, Peter M. 2018. 2018, Journal of Behavioral and Experimental Finance, p. 23.

Financial Literacy and Financial Behavior: Evidence from the Emerging Asian Middle Class. Grohmann, Antonia. 2018. 2018, Pacific-Basin Finance Journal, p. 140.

Financial Literacy and Subjective Expectations Questions: A Validation Exercise. Paiella, Monica. 2015. 2015, Research in Economics, pp. 17-18.

Financial Literacy in Nepal: A Survey Analysis from Collage Students. Thapa, Bharat Singh and Nepal, Surendra Raj. 2015. Kathmandu : NRB Economic Review, 2015. Proseding 2nd International Conference. pp. 49-74.

Financial Literacy More Important Than Ever. Gaberlavage, George. 2009. s.l. : AARP International, 2009, Economic Security and Work Journal, p. 40.

Financial Literacy, Housing Value and Household Financial Market Participation: Evidence from Urban China. Zou, Jing and Deng, Xiaojun. 2019. 2019, China Economic Review, pp. 62-63.

Finlit. 2019. [Online] August 10, 2019. http://www.finlit.mhfi.com.

Gender Equality: Engaging Men in Change. Flood, Michael. 2018. 2018, The Art of Medicine, pp. 1-2.

Ha, Initial. 2019. Financial Literacy. [interv.] Alfina Rahmatia. June 13, 2019.

Herdiansyah, Haris. 2010. Metodologi Penelitian Kualitatif untuk Ilmu-ilmu Sosial. Jakarta : Salemba Humanika, 2010.

It Takes Two to Tango: Households’ Response to Financial Advice and The Role of Financial Literacy. Stolper, Oscar. 2017. 2017, Journal of Banking and Finance, pp. 22-23.

Journey of Islamic Economics in the Modern World. Muqorobin, Masyhudi. 2008. Makkah : Islamic Research and Training Institute - IDB, 2008. The 7th International Conference in Islamic Economics. p. 385.

Kiyosaki, Robert T. 2000. Rich Dad, Poor Dad. United State: Warner Book, 2000.

Komparari Peningkatan Inklusi Keuangan dan Indikator Pembangunan di Indonesia. Akyuwen, Roberto and Mangowal, Caroline. 2017. 2017, Jurnal Modus, pp. 96-109.

Literasi Keuangan Pelaku Ekonomi Rakyat. Ma'ruf, Ahmad and Desiyana, Tasya. 2015. 2015, Buletin Ekonomi, pp. 139-270.

Muin, Idianto. 2013. Sosiologi untuk SMA/MA Kelas X. Jakarta : Erlangga, 2013.

OJK. 2016. Financial Authority Service Regulation Year 2016, Chapter 1 Article 1 Paragraph 7 and Article 11. Jakarta : Financial Authority Service, 2016.

OJK. 2013. Strategi Nasional Literasi Keuangan Indonesia. Jakarta: Otoritas Jasa Keuangan, 2013.

OJK. 2016. Strategi Nasional Literasi Keuangan Indonesia. Jakarta: Otoritas Jasa Keuangan, 2016.

OJK, Peraturan. 2016. Peraturan Otoritas Jasa Keuangan Tahun 2016, Bab 1 Pasal 1 ayat 7 dan Pasal 11. Jakarta: Otoritas Jasa Keuangan, 2016.

Pemikiran Gustav Jung Tentang Teori Kepribadian (Implikasinya Terhadap Interaksi Sosial). Ismail, Feby. 2009. 2009, Jurnal IAIN Manado, pp. 1-12.

Pengembangan Modul Edukasi Literasi Keuangan Islam dan Produk Halal untuk UMKM, Sebuah Pemikiran. Wahyuni, Nur Ikka. 2016. Jakarta : s.n., 2016. Prosiding Seminar Nasional Pendidikan Ekonomi dan Bisnis.

Quarterlife Crisis: The Unique Challenge of Life in Your Twentie. Robbins, Alexander and Wilner, Abby. 2001. London : Penguin Putman, 2001.

Quarterlife Crisis: Then Unaddressed Phenomenon. M. Thorspecken, Jennifer. 2005. New Jersey : Prosiding Annual Conference of the New Jersey Counseling Association, 2005.

M.Thorspecken, Jennifer. 2005. New Jersey : s.n., 2005. Prosiding Annual Conference of the New Jersey Counseling Association. pp. 120-127.

Si, Initial. 2019. Financial Literacy. [interv.] Alfina Rahmatia. June 13, 2019.

Sugiyono. 2012. Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung : Penerbit Alfabeta, 2012.

Sumanto. 2014. Statistika Terapan. Jakarta : CAPS (Center of Academic Publishing Service), 2014.

The Holistic Phase Model of Early Adult Crisis. Robinson, Oliver C, Wright, Gordon R.T. and Smith, Jonathan A. 2013 : Journal of Adult Development, Vol. 20.

The Tension Between Gender Equality and Doing Gender Swedish Couples' Talk About The Division of Housework. Nyman, Charlott, Reinikainen, Lasse and Eriksson, Kristina. 2018. 2018, Women's Studies International Forum, p. 44.

Nyman, Charlott, Reinikainen, Lasse and Eriksson, Kristina. 2018. 2018, Women's Studies International Forum, p. 44.

Tingkat Literasi Keuangan di Kalangan Mahasiswa STIE Musi. Mendari, Anastasia Sri and Kewal, Suramaya Suci. 2013. 2013, Jurnal Economia, pp. 130-140.

Tingkat Literasi Keuangan Pada Mahasiswa S-1 Fakultas Ekonomi. Margaretha, Farah and Pambudhi, Reza Arief. 2015. 2015, Jurnal Manajemen dan Kewirausahaan, pp. 76-85.

UI, Initial. 2019. Financial Literacy. [interv.] Alfina Rahmatia. June 10, 2019.

Widianto, Bambang. 2014. Keuangan Inklusif dan Penanggulangan Kemiskinan. Jakarta : National Team for The Acceleration of Poverty Reduction, 2014.




DOI: https://doi.org/10.23971/tf.v5i1.2711

Refbacks

  • There are currently no refbacks.


Copyright (c) 2021 Alfina Rahmatia, Arief Dwi Saputra

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Jurnal Transformatif (Islamic Studies) is published by Postgraduate IAIN Palangka Raya

Editor and Administration Address:

Editor and Administration Address:

Building Pascasarjana, IAIN Palangka Raya, G. Obos St., Islamic Centre, Palangka Raya, Kalimantan Tengah, Indonesia, Postal Code 73112

email: [email protected]

View My Stats